As clearly demonstrated above, the resources dedicated to recovering the monies due to you by a typical collection agency varies greatly from that of our law firm.
The typical collection agency collects all types of debt: credit card, mortgage, apartment rent, medical bills, insurance bills, bounced checks, phone bills, etc. and also commercial collections. These collection agencies will have a building full of cubicles by $12 an hour tele-collectors who are scrolling information across a computer screen. Computerized predictive dialers get debtors on the phone which are handed off to tele-collectors who are not aware of the situation except the amount owed and the date of last payment and has not taken the time to understand the business they are calling the nature of the debt, the reason for nonpayment, or the personality of the business owner. These non-professional, minimum wage tele-collectors often read from a script and can only “threaten” to bring a lawsuit. The collection agency will collect the “easy money” or the low hanging fruit and then either drop difficult cases or refer it to an outside law firm on the condition that you pay --- up front --- court filing fees, a non-suit contingency fee and a higher contingency fee.
In stark contrast, CCPA invests significant resources to recover your monies. Your file is handled from start to finish by an experienced attorney who immediately commences a lawsuit at the initial contingency rate. CCPA is committed to litigating each case until there is a final resolution --- all at the same initial contingency rate. Unlike a collection agency who simply sends letters, makes phone calls and drops difficult cases, CCPA immediately commences a lawsuit, makes contact and is committed to recovering your monies through the entire litigation process in court --- all at the same initial contingency rate.
It is clear that CCPA dedicates significantly more valuable resources towards recovering the monies due to you than a standard collection agency.